Chris Lai Contact Info

Eligibility Conditions

1. Citizenship
You, the applicant must be a Singapore Citizen
Your family nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident.

2. Age
The Applicant must be at least 21 years of age at the time of application
Applicants buying under the Joint Singles Scheme must be at least 35 years old at the time of application.

3. Family Nucleus
You, the applicant must form a proper family nucleus under one of the following schemes:
3.1. Public Scheme
You, the applicant and;
Your spouse, and children (if any)
Your parents, and siblings (if any)
Your children under your legal custody, care and control (for widowed/ divorced)

3.2. Fiancé/Fiancée Scheme

3.3. Orphan Scheme
You, the applicant and unmarried siblings or
You, the applicant + another single unrelated orphan
3.4. Joint Singles Scheme
You, the applicant and another single person. Both of you must be Singapore Citizens and at least 35 years of age at the time of application. You must apply jointly as co-applicants.
The CPF Housing Grant Scheme for Singles is not applicable for the purchase of an Executive Condominium.

4. Income Ceiling
Your average gross monthly household income must not exceed S$12,000.

5. Ownership in private property in Singapore &/or Overseas other than HDB flat
You, your spouse, any occupiers listed in the Application Form or their spouses must not own or dispose or have an estate or interest in any other flat, house, building or land*
Within 30 months before the date of application, and
Between the application date and the date of taking possession of the EC

* includes but not limited to:
HUDC flats (Privatised and Non-Privatised)
Properties acquired by gift
Properties inherited as beneficiaries under a will or as a result of the Intestate Succession Act
Private properties
Properties owned/acquired/disposed through nominees regardless of properties location

6. Special Requirement for Undischarged Bankrupts
Undischarged bankrupts need to seek the Official Assignee (OA)'s consent if they are applying for an EC. However, they do not need to seek the OA's approval to be listed as an occupier.

7. Owners/ Ex-owners of HDB flats / DBSS / EC
Each eligible Singaporean household can buy the following housing unit only twice:
a flat from the HDB;
a resale flat with the CPF Housing Grant*;
a DBSS flat from developer;
an EC unit from developer.

*Only applicable for first-timer applicants

If you have already bought two housing units, you will not be eligible to apply or be listed as an essential occupier in an application.

For more info on the Eligibility Conditions, pls refer to the HDB web site, click here:

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